Structural Repair
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Structural repair fixes the parts of a house that carry its weight: floor joists, beams, posts, sill plates, bearing walls and the foundation beneath them. In Canadian homes the need usually builds slowly, as wood rots where it meets damp masonry, a basement post sinks, or a past renovation cut through a joist for a drain or took out a wall that was holding something up. Sometimes it arrives suddenly, after a flood, a fire or a vehicle strike.
Because a mistake can bring down a floor or a wall, this is work for a structural engineer and an experienced contractor, not a weekend project. The engineer works out what's wrong and designs the fix; the contractor supports the house, makes the repair and closes up behind it. This page describes the common problems, the signs that call for quick action, how a repair unfolds, permits, Quebec's pyrrhotite program, and what insurers and buyers will want to know.
Common structural problems in houses: sagging floors, notched joists, removed walls, rotted sills and settled posts
Most structural repairs in older Canadian houses fall into a handful of patterns. Each can have more than one cause, which is why the fix comes after a diagnosis, not before.
- Sagging floors and beams: a dip toward the middle of the house, often over an undersized beam, a post that has settled or joists weakened by age or moisture.
- Notched or cut joists: joists and beams sliced for plumbing, ducts or wiring in past renovations, leaving them unable to carry their load.
- Removed load-bearing walls: an open-concept change made without a properly sized beam and posts, which shows up as sagging above the opening and cracks upstairs.
- Rotted sills and rim joists: the wood that rests on the foundation, softened by years of moisture from leaks, poor grading or a damp basement.
- Settled or decayed posts: basement posts standing on the slab or on a failing pad with no proper footing beneath, or wood posts rotted at the base.
- Cracked or moving foundations: widening cracks, bowing or leaning walls and dropping corners, covered in detail on our foundation repair and foundation crack pages.
Structural warning signs that need urgent attention
Old houses carry cracks and slopes that stopped moving decades ago. What matters is change: something new, or something getting worse. If you notice any of the signs below, call a structural engineer promptly, date and photograph what you see with a ruler in the frame so movement can be tracked, and keep heavy loads off the area.
If a floor drops suddenly, a ceiling bulges or a wall shifts after a flood, fire or impact, get everyone out of that part of the house and call emergency services or your municipality before anything else.
- New cracks in drywall, plaster or the foundation, or old ones that are widening or getting longer.
- Doors and windows that suddenly stick or no longer latch, especially several in the same area.
- Floors whose slope changes over weeks or months, or that feel springy where they didn't before.
- Gaps opening between walls and the ceiling or floor, or between trim and the walls.
- A beam, joist or post that is visibly cracked, crushed where it bears or pulling away from its support.
How a structural repair works: the engineer's assessment, temporary shoring and the permanent fix
The first call is to a structural engineer, who inspects the framing and foundation, traces how the loads travel and what's causing the problem, then issues a report or sealed drawings for the repair. Our structural engineers page explains what that assessment and a stamped drawing include. A contractor who proposes a fix without that step is guessing about loads nobody has calculated.
Before anything is removed or lifted, the contractor installs temporary shoring: adjustable steel posts or temporary beams and posts that carry the load while the permanent structure is repaired. Sagging floors are raised gradually rather than all at once, since forcing them can crack plaster, tile and pipes, and in some houses the engineer will judge it wiser to stop further sag than to fully level an old floor.
- Sistering: fastening new lumber alongside damaged or notched joists so the pair carries the load.
- New or larger beams and posts, with proper footings placed beneath the posts.
- Replacing rotted sills and rim joists in sections while the wall above is supported.
- Foundation work such as underpinning, piers or wall reinforcement, where the problem lies below the framing.
Building permits and sealed drawings for structural repairs
Replacing or altering beams, posts, joists, bearing walls or footings is structural work, and municipalities generally require a building permit for it. Many ask for drawings sealed by a professional engineer, and the engineer may need to review the work on site before it's closed in. Keep the permit, the engineer's letters and the final inspection record together: they prove the repair was done properly when you insure, refinance or sell. Before hiring an engineer, confirm their licence with Professional Engineers Ontario or the Ordre des ingénieurs du Québec, depending on where you live.
Pyrrhotite in Quebec: when deteriorating concrete is the structural problem
In some regions of Quebec, foundations were poured with concrete aggregate containing pyrrhotite, a mineral that can make the concrete crack and break down over time. Cracking that keeps spreading across the foundation walls calls for an engineer's assessment, including the testing that confirms or rules pyrrhotite out. Where it's confirmed, repairs can go as far as replacing the foundations, a major structural project.
The Société d'habitation du Québec's program for pyrrhotite-damaged homes has helped owners pay for expert assessments and, in municipalities that have taken measures against the problem, for the work itself. As our foundation repair page notes, the work component has been suspended since April 1, 2025, pending new funding, and no new applications are accepted for now. Check the program's status with the Government of Quebec and your municipality before counting on it.
Insurance, warranties and disclosure when a house has had structural repairs
Home insurance policies generally treat sudden events differently from gradual deterioration: damage from a fire, a vehicle impact or a fallen tree may be covered, while rot, long-term settlement and wear often are not. Read your policy and call your insurer before the repair if you think a claim applies, and tell them about major structural work, since it can affect coverage while it's under way.
When you sell, a known structural problem or past repair is something a buyer will want to know about, and disclosure obligations differ between provinces, so ask your lawyer or notary what you must tell a buyer. A repaired house with permits, the engineer's letters and a written warranty from the contractor is far easier to sell than one with an undocumented fix.
- Ask the contractor for a written workmanship warranty and keep it with the engineer's documents.
- Take photos of the repaired framing or foundation before it's closed in.
- Share the documents with a buyer's home inspector rather than leaving them to guess at an old repair.
Structural Repair: frequently asked questions
Are cracks in my walls a sign of a structural problem?
Not necessarily. Hairline cracks in plaster and drywall are common as a house ages and goes through the seasons. Cracks that are new, widening or wider at one end, or that come with sticking doors or sloping floors, deserve an engineer's look.
Can a sagging floor be jacked back up to level?
Often partly, but slowly and under an engineer's direction, with temporary shoring and then a permanent beam, post or footing to hold it. Lifting too far or too fast can crack finishes and pipes, and some old floors are better stabilized than fully levelled.
Should I call a contractor or a structural engineer first?
An engineer, for anything beyond a small, obvious repair. The engineer diagnoses the cause and designs the fix, which the contractor then quotes and builds. Our structural engineers page explains how to find and check one.
Does home insurance cover structural damage?
It depends on the cause and on your policy. Sudden accidental damage may be covered, while gradual rot, settlement and wear often are not. Call your insurer before the repair starts so the damage can be seen.
Can I remove a load-bearing wall or repair a joist myself?
No. Removing or cutting a structural member without an engineered design and temporary support can make floors or roofs sag or fail, and the work needs a permit. Leave it to an engineer and a qualified contractor.
Sources
Written by the LokalMatch editorial team. Last reviewed September 10, 2026.
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What affects the cost of structural repair
Prices depend on the details of your project. We only publish price ranges when they’re backed by real LokalMatch quote data or reliable sources. Until then, here’s what usually changes the price:
- Interior or exterior approach
- Length of foundation wall to excavate or treat
- Depth, soil conditions and access for equipment
- Crack repair, underpinning or other structural work
- Weeping tile, sump pumps and backwater valves
- Restoring landscaping, driveways or finished basements
- Testing and safe removal of mould or asbestos, where needed
How to compare structural contractors before you hire
- Choose a contractor who finds the source of the water before recommending a fix, whether that's grading, eavestroughs, cracks or drainage.
- Ask them to explain the difference between interior and exterior waterproofing for your home, and why they recommend one.
- For foundation cracks that are wide, growing or uneven, ask whether a structural engineer should assess them first.
- For mould, asbestos or radon, hire professionals qualified for that specific work, and don't disturb suspect materials yourself.
- Get a written quote that lists excavation, membranes, weeping tile, sump pumps and restoration of landscaping or finishes.
Questions to ask structural contractors before you hire
- Where do you think the water is coming from, and how did you confirm it?
- Do you recommend interior or exterior waterproofing for my home, and why?
- Should a structural engineer look at these cracks or this wall?
- Does this work need a permit from my municipality?
- Is your warranty transferable if I sell the house, and what does it cover?
- How will you restore the landscaping, driveway or basement finishes afterwards?
- If you find mould or asbestos, how will it be handled and by whom?
When to call a pro for structural repair
- Water on the basement floor or damp walls after rain or snowmelt
- Foundation cracks that are growing, or walls that bow or lean, which should be assessed by a qualified professional
- Musty smells or mould that keeps coming back
- Suspected asbestos in insulation, flooring or pipe wrap: leave it undisturbed and call a qualified abatement professional.
Structural repair permits and local rules
Some structural repair work needs a permit or has to meet local bylaws. Rules vary by municipality, so ask your pro whether a permit is needed and who will apply for it — and check with your city or town if you’re unsure.
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