Insurance: find professionals

Insurance covers insurance brokers for home, condo and renters insurance, auto insurance and business insurance, and life insurance advisors.

A broker works with several insurers and can compare coverage for you; an agent may represent a single insurer. For businesses, a commercial broker can help with liability, property and other policies, and with group benefits for employees.

Insurance producers, the agents and brokers who sell and service policies, are licensed by state insurance regulators, which also set continuing education requirements and the rules for how insurance is sold and marketed. Every state, the District of Columbia and the U.S. territories has a department of insurance you can contact to check a license or raise a complaint. Ask which insurers a broker works with, how they are paid, and what a policy does and doesn’t cover before you buy. LokalMatch doesn’t sell, solicit or negotiate insurance, doesn’t recommend any policy or broker, and never asks health questions.