Insurance: find professionals

Insurance covers insurance brokers for home, contents and landlord insurance, motor insurance and business insurance, and protection and life insurance advisers.

A broker works with several insurers and can compare cover for you; a tied agent may represent a single insurer. For businesses, a commercial broker can help with liability, property and other policies, and with employee benefits.

Arranging insurance is a regulated activity: nearly all financial services activity in the UK must be authorised or registered by the Financial Conduct Authority, and the Financial Services Register lets you confirm that a broker is authorised before you deal with them. Ask which insurers a broker works with, how they are paid, and what a policy does and doesn’t cover before you buy. Review your cover when a policy renews, not only when you first buy it. LokalMatch doesn’t sell, solicit or negotiate insurance, doesn’t recommend any policy or broker, and never asks health questions.