Whole Home Renovations
Whole Home Renovations near you
Redo the whole house at once, from layout to finishes. Tell us about your whole home renovation project and we’ll help you find local general contractors who serve your area.
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A whole home renovation reworks most or all of a house in one project instead of one room at a time. At its fullest it is a gut renovation: the interior comes out down to the framing, and the structure, the building envelope, the plumbing, the wiring and the heating and ventilation are brought up to date before new walls, floors, cabinets and fixtures go in. It suits an older house bought for its location or its bones, a home worn out by decades of patchwork repairs, or a household whose needs have changed completely.
Because so much is open at once, a whole-house project can fix what is impractical to reach any other way: an undersized electrical service, a mix of old supply and drain pipes, empty exterior walls, a layout that fights how you live. It also means more permits and inspections, more trades on site and, usually, moving out for part or all of the work.
This page covers the possible scopes, the order a gut renovation follows, permits at each stage, hazardous-materials testing before demolition, energy upgrades and rebates, contract terms for a large job, and the choice between a general contractor and a design-build firm.
Whole home renovation scopes: cosmetic refresh, phased work or a full gut
The scope drives the design work, the permits, whether you can stay in the house and how many trades are involved. Settle it in writing before comparing contractors, since quotes for different scopes can't be compared.
- Cosmetic refresh: paint, flooring, trim, fixtures and perhaps cabinet fronts throughout, with walls, wiring and plumbing left in place.
- Phased renovation: one zone at a time, such as the main floor now and the upper floor later, which spreads the disruption but repeats set-up, dust control and some trade visits.
- Layout change: walls move to open or reorganize rooms, bringing in structural design, new wiring and plumbing runs and a building permit.
- Full gut renovation: the interior is stripped to the studs and joists, and every system is replaced or upgraded before the house is rebuilt from the inside.
Gut renovation sequence: structure, envelope, mechanical systems, then finishes
A whole-house renovation follows a fixed order because each layer hides the one before it. Jumping ahead, such as closing a wall before its inspection or ordering tile before the plumbing layout is final, is a leading cause of rework on large projects.
- Investigation and design: measured drawings of the existing house, hazardous-materials testing and an engineer's review wherever walls, beams or foundations will change.
- Abatement and demolition: any asbestos or lead work is done first by qualified specialists, then finishes come out and the bare structure is assessed.
- Structure: beams, posts, footings and framing repairs are built to the approved drawings, so everything after sits on a sound, level base.
- Envelope: roofing, cladding, windows and exterior doors are dealt with so the house is weathertight before interior work continues.
- Mechanical rough-in: drains, supply lines, ductwork, ventilation and wiring are run through the open framing by the licensed trades.
- Insulation and close-in: after the rough-in passes inspection, insulation and the air and vapour barrier go in, then walls and ceilings are closed.
- Finishes and commissioning: flooring, cabinets, tile, trim, doors and paint, then final connections, system start-up and a deficiency walkthrough.
Permits and inspections at each stage of a whole-house renovation
A gut renovation rarely runs on a single sign-off. The municipal building permit covers structure, layout, plumbing and heating or ventilation changes, and the inspector usually comes back several times; the stages depend on the municipality, but they often include framing and rough-in, insulation before drywall, and a final visit. Each inspection has to happen before the work it checks is covered, so a good contractor builds them into the schedule. Ask to see the permit before demolition and keep every inspection record with your house papers.
Electrical work follows its own track. In Ontario, the Electrical Safety Authority says a notification should be filed before electrical work starts; in Quebec, the CMEQ reminds owners that only an electrical contractor may do electrical work for others, and the general contractor must hold an RBQ licence with the subclasses the project requires. Gas lines and appliances need a licensed gas technician everywhere.
Asbestos, lead paint and vermiculite: hazardous-materials testing before demolition
A gut renovation disturbs more old material, all at once, than any other kind of project. Health Canada explains that asbestos was used mainly to insulate buildings before 1990 and can also be present in plaster, floor and ceiling tiles, drywall joint compounds and caulking, and it recommends professional testing of suspect materials before renovating. It also notes that a house built before 1960 probably has lead-based paint, which gives off toxic dust and fumes when sanded or stripped with heat.
For a whole-house project, that points to a survey before demolition: samples taken from suspect materials throughout the house, lab analysis and a written report the contractor can price from. Treat loose vermiculite insulation in an attic or wall cavity as possibly containing asbestos until it has been tested. If asbestos turns up, a qualified removal specialist finishes that work before general demolition begins, and mould or damaged wiring found in the open walls goes to the right professionals before anything is closed again.
Energy upgrades in a gut renovation: EnerGuide evaluations and rebate programs
Open walls are the best chance a house will ever get to fix its envelope. Insulating exterior walls, sealing leaks at rim joists and around windows and installing a continuous air barrier are far simpler with the drywall off. A tighter house needs less heat and more deliberate ventilation, so settle the envelope first and size the new heating, cooling and ventilation equipment for the house as it will be.
Many rebates depend on an EnerGuide evaluation done before any work starts. Quebec's Rénoclimat program requires a pre-retrofit evaluation before the work and a post-retrofit evaluation after it, and Ontario's Home Renovation Savings Program requires a home energy assessment for its insulation, window and door and air sealing rebates. The federal Canada Greener Homes Affordability Program delivers no-cost retrofits to low-to-median-income households through participating provinces and territories. Programs change often, so book the first evaluation before demolition and confirm the current rules; the energy audits page explains the evaluation itself.
Contracts, change orders and holdbacks on a whole-home renovation
On a job this size, the contract is your main tool for staying in control. It should refer to a specific set of drawings and a written scope, list allowances for items not yet chosen, say which permits the contractor obtains, and explain how hidden conditions will be priced, because opening every wall of an older house almost always reveals something. Every change should be written up, priced and signed before the extra work is done.
Link payments to completed stages, such as structure, inspected rough-in and close-in, rather than to dates. In Ontario, the Construction Act has each payer under a contract hold back 10 per cent of the price of services or materials as they are supplied, which protects the owner against liens from unpaid subcontractors and suppliers; other provinces have different rules, so have a lawyer or notary review a large contract before you sign. At handover, collect warranties, manuals, permit closures and photos of the open walls showing where pipes and wires run.
General contractor or design-build firm for a whole-home renovation
On the traditional route, an architect or designer produces complete drawings first, and several general contractors price the same set. You get independent design advice and comparable bids, but it takes longer, and a design drawn without a builder's input can come back over budget.
A design-build firm handles design and construction under one contract. Pricing feedback comes early, and one company answers when a detail doesn't work on site. The trade-off is that the designer works for the builder, so nobody outside the firm checks the design or the price. Whichever route you choose, confirm who hires the structural engineer, who holds the permit and who answers for errors in the drawings.
Whole Home Renovations: frequently asked questions
Do I need to move out during a whole home renovation?
For a full gut, usually yes, at least through abatement, demolition and rough-in, when water, power or heat may be off and dust is heavy. On a phased project, some households live in a finished zone while another is under way, though that is hard when the kitchen and bathrooms are all out at once.
Is a gut renovation better than tearing down and rebuilding?
It depends on the foundation, the structure, zoning and how much of the house is worth keeping. Renovating keeps the existing foundation and may keep a placement on the lot that a new house couldn't repeat, while rebuilding can be simpler when the structure is poor. An architect or structural engineer can assess both options.
What should be tested before demolition in an older house?
Materials that may contain asbestos, such as old plaster, flooring, ceiling tiles, joint compound, pipe insulation and vermiculite, plus paint that may contain lead in homes built before 1960. A professional should sample them before demolition starts.
Can I get rebates for insulation during a whole-house renovation?
Often, but most programs need an energy evaluation or assessment before the work starts. Rénoclimat in Quebec and Ontario's Home Renovation Savings Program both require one for insulation work, so book it before demolition and confirm the current rules.
How are hidden problems handled in a whole-home renovation contract?
A good contract says how unknown conditions such as rot, undersized framing or old wiring will be priced, and requires a signed change order before extra work goes ahead.
Sources
- Health Canada: Asbestos and your health
- Health Canada: Lead-based paint
- Electrical Safety Authority: Notifications and inspections
- CMEQ: A licence is mandatory
- RBQ: Choosing a contractor
- Government of Ontario: Construction Act, R.S.O. 1990, c. C.30 (section 22, holdback)
- Government of Québec: Rénoclimat
- Enbridge Gas and Save on Energy: Home Renovation Savings Program
- Natural Resources Canada: Canada Greener Homes Affordability Program
Written by the LokalMatch editorial team. Last reviewed September 10, 2026.
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Ontario
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What affects the cost of whole home renovation
Prices depend on the details of your project. We only publish price ranges when they’re backed by real LokalMatch quote data or reliable sources. Until then, here’s what usually changes the price:
- Size and scope of the project
- Structural changes, such as moving or removing walls
- Plumbing, electrical and HVAC work involved
- Finishes and materials chosen
- Design, drawings and permits
- Condition of the existing house once it's opened up
- Access to the site and the timeline
How to compare general contractors before you hire
- Look for a contractor who has finished projects similar in size and type to yours, and ask to see them.
- Get a written contract with the scope, the payment schedule, the timeline and how changes will be priced.
- Ask who will manage the job day to day and how often you'll get updates.
- Check that they carry liability insurance and workers' compensation coverage, and that their trades are licensed where required.
- Compare quotes on the same scope, and ask what each one leaves out.
- For structural changes, make sure an engineer or designer is involved where needed.
Questions to ask general contractors before you hire
- Who will pull the permits, and who will be there for inspections?
- Which parts of the job will you do yourselves, and which will go to subcontractors?
- How do you handle change orders and unexpected problems once walls are open?
- What is the payment schedule, and what is each payment tied to?
- Can you show me proof of liability insurance and workers' compensation coverage?
- What warranty do you offer on your workmanship, and is it in writing?
- Can I speak with a few of your recent clients?
Whole home renovation permits and local rules
Some whole home renovation work needs a permit or has to meet local bylaws. Rules vary by municipality, so ask your pro whether a permit is needed and who will apply for it — and check with your city or town if you’re unsure.
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