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Siding is the part of the house everyone judges by appearance and the building judges by water management. Cladding is not a waterproof skin and was never meant to be one: it is the first layer of a system that expects some water to get behind it and is built to drain that water back out. The residential code says as much, requiring a water-resistive barrier behind the cladding and a means of draining anything that penetrates it, which is why the housewrap, the flashing and the drainage gap decide how a siding job ages far more than the material on the front does.

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The American market runs on vinyl, fiber cement, engineered wood, wood, aluminum, stucco and brick veneer, and each behaves differently against moisture, impact, fire and pests. In hail and wind regions, impact behavior matters; in the wildland-urban interface, combustibility does; in humid climates, drying capacity does.

Two rules deserve attention before work starts. Federal lead-safe requirements apply to any paid work disturbing painted surfaces on a home built before 1978, which covers most siding removal on older housing stock. And licensing is by state: California has a specific siding and decking classification, while many states have no siding license at all, leaving the permit, the insurance certificate and the contractor's record as your checks.

Siding materials on American houses and how they behave against water, impact, fire and pests

The Department of Energy's Building America guidance compares cladding materials on exactly the properties that decide durability, and the comparison is more useful than any showroom sample. Fiber cement resists sustained moisture, pests and fire well, is rated non-combustible, and is described as more rigid, brittle and prone to cracking under impact. Vinyl resists moisture and pests but melts at relatively low temperatures and tends to crack or fracture when struck. Wood resists moisture only with maintenance and is combustible. Stucco and brick are non-combustible and pest-resistant, while stucco has low impact resistance and cracks once its strength is exceeded, and masonry over structural sheathing performs well against impact.

  • Vinyl: the most common cladding in the country, inexpensive and maintenance-light, vulnerable to impact and to heat from a nearby grill or a reflective window.
  • Fiber cement: non-combustible with a Class I rating in the Building America comparison, heavier to handle, and requiring careful cutting practice because of the silica dust it produces.
  • Engineered wood: lighter than fiber cement and easier to cut, with the manufacturer's clearance and finishing instructions doing the heavy lifting on durability.
  • Wood clapboard and shingle: correct for historic houses and often required by design review, needing a finish schedule rather than a one-time paint job.
  • Aluminum: still common on mid-century housing, dent-prone but non-combustible and light.
  • Stucco and brick veneer: regional defaults in the Southwest and parts of the South and Midwest, and systems where the drainage detail behind the surface matters more than the surface itself.
  • Insulated siding and continuous exterior insulation: an option worth raising while the walls are open, since it is far cheaper to add during a re-side than afterward.

The drainage plane behind the siding, and why it decides the job

Building America is blunt that a drainage approach, rather than a perfectly sealed barrier wall, is the practical way to build a house. The code requirement it cites from the IRC is that the exterior envelope must prevent water accumulating within the wall assembly by providing a water-resistant barrier behind the cladding and a means of draining to the exterior any water that gets past it. The barrier can be housewrap sealed or taped at all joints, taped rigid foam sheathing with a weather-resistant coating, building paper installed with shingle-style laps, or a liquid-applied coating.

Drainage needs a gap. The guidance recommends at least one-sixteenth inch behind lap siding, a three-quarter inch space between stucco and plastic housewraps, and notes that codes typically require a minimum one inch gap behind masonry veneer. Installing the siding on furring strips or a drainable mat over the drainage plane, the approach usually called a rainscreen, opens an air gap that improves drainage and lets the back of the cladding dry, which is why it is increasingly standard in wet and humid regions.

Flashing is what ties the system together. The drainage plane has to lap over the flashing at windows, doors and every wall penetration, with each upper layer shingled over the one below so water is always directed down and out. Two details worth asking about by name: the guidance calls for at least six inches of non-combustible foundation siding between the ground and the first course of lap siding, and for weep openings screened with a fine mesh, on the order of one fifty-fifth of an inch, so the wall can drain and vent without admitting insects.

Signs your siding or the wall behind it is failing

  • Boards or panels that are loose, buckled or rippled, which on vinyl often means it was nailed too tightly to move with temperature.
  • Soft, spongy sheathing when you press on the wall, or trim that crumbles at a corner, both of which mean water is already behind the cladding.
  • Peeling or blistering paint on the inside face of an exterior wall, a sign that moisture is moving through the assembly rather than a paint failure.
  • Staining below a window, a deck ledger or a roof-to-wall junction, the classic signature of missing or mis-lapped flashing.
  • Cracked stucco radiating from window corners, where the stress concentrates and the drainage detail is most often compromised.
  • Cracked or holed fiber cement and shattered vinyl after hail, which the Building America comparison identifies as the weakest impact performers.
  • Mulch, soil or a new patio built up against the bottom course, removing the clearance the wall needs to drain and dry.
  • Wasp, ant or woodpecker activity at a specific spot, which usually indicates a void or soft material behind the cladding.

Siding licenses by state, permits and the federal lead-safe rule on pre-1978 houses

California is the clearest licensing example: the Contractors State License Board issues a siding and decking classification covering contractors who apply or install all types of exterior siding, including wood, wood products, vinyl, aluminum and metal siding, on new or existing buildings, together with wooden decks and related handrails, while excluding the construction of covers or enclosures. Most states have nothing so specific, and siding falls under a general contractor registration or under no licensing at all, so the questions become who pulls the permit, whether general liability and workers' compensation coverage are current, and what local work you can go and look at.

Permits for re-siding are common but not universal, and they matter more than usual because a re-side is the moment when insulation, sheathing repair and window flashing are all accessible. Where a permit is issued there may be an inspection of the water-resistive barrier before the cladding covers it, which is the single most valuable inspection on the job.

The federal rule applies everywhere. EPA's Renovation, Repair and Painting Rule requires that anyone paid to perform work disturbing painted surfaces in homes, child care facilities and preschools built before 1978 be a certified firm with trained employees, and the requirement reaches sole proprietors. EPA administers the program in most of the country, with fifteen jurisdictions running their own authorized programs, among them Alabama, Delaware, Georgia, Iowa, Kansas, Massachusetts, Mississippi, North Carolina, Oklahoma, Oregon, Rhode Island, Utah, Vermont and Wisconsin. A whole-house re-side on an older home disturbs far more than the twenty square feet of exterior painted surface EPA treats as minor repair and maintenance, so on a pre-1978 house the certification is not optional: ask for it and keep a copy.

Patching a section versus re-siding the house

A repair is right when the damage is localized and the wall behind it is dry: a few panels cracked by a mower, one elevation hailed while the others were spared, or trim that has rotted at a single corner. The practical obstacle is matching, because vinyl colors fade and product lines are discontinued, so ask whether any leftover stock from the original job exists and whether an inconspicuous elevation can donate matching pieces while the new material goes somewhere less visible.

Replacement becomes the honest answer when water has been getting in for a while, when sheathing is soft in more than one place, when the original installation has no functioning drainage plane behind it, or when repeated patches have not held. Re-siding is also the only realistic opportunity to add exterior insulation, correct window flashing and fix a wall that was built without a rainscreen, and those improvements are inexpensive relative to the cost of opening the wall again later.

LokalMatch is the introduction step for either path: describe the siding work once, including the material, the number of stories, the age of the house and any soft spots you have found, and siding contractors serving your area contact you directly. Those pros pay for the requests they receive. LokalMatch does not install siding, does not set prices, and does not vet, rank or recommend any contractor, so compare what each one says about the water-resistive barrier, the flashing and, on an older house, their lead-safe certification.

Wildfire country, hurricane coasts and humid climates: what your region asks of a wall

In the wildland-urban interface across the West, combustibility is the governing property, and local fire requirements can restrict what may be installed. The Building America comparison rates fiber cement, stucco and masonry as non-combustible, wood as combustible and vinyl as poor in fire because plastics melt at relatively low temperatures, and it calls for at least six inches of non-combustible foundation siding between the ground and the first course of lap siding. Screened vents and a clear zone at the base of the wall are part of the same strategy.

On the hurricane coasts, cladding is part of the building's defense against wind-driven rain, and the same Building America guidance that sets out roof deck and covering requirements for high-wind regions relies on a properly built drainage plane behind the cladding to manage water that gets past the surface. In jurisdictions with product approval requirements, ask for the approval documentation for the specific siding and fastening system being installed rather than accepting a general assurance.

In hot, humid regions the wall has to be able to dry, and the direction it dries in depends on the assembly. That is a conversation to have with the contractor before choosing a barrier and an insulation strategy, because a wall that cannot dry to either side will hold moisture no matter which cladding is on the front. A rainscreen gap is one of the few measures that helps in nearly every climate.

Maintaining siding without damaging the wall behind it

  • Keep soil, mulch and hardscape down off the bottom course so the clearance that lets the wall drain and dry stays intact.
  • Wash gently and from above where possible; a pressure washer aimed upward drives water behind lap siding and straight past the drainage plane.
  • Recaulk at trim, windows and penetrations when joints open, but never seal the weep openings or the bottom edge that the wall drains through.
  • Repaint or refinish wood and engineered products on the manufacturer's schedule rather than waiting for visible failure.
  • Check and reseal the flashing above doors, windows and decks, since these are where most wall leaks begin.
  • Keep shrubs cut back so air moves along the wall and the cladding dries after rain.
  • After hail or a windstorm, inspect the elevations that took the weather and document any cracked or punctured panels while the damage is fresh.

Siding: frequently asked questions

Does siding have to be waterproof?

No, and expecting it to be is the source of most siding failures. The residential code requirement described in the Department of Energy's Building America guidance is that the wall assembly prevent water accumulating inside it by having a water-resistant barrier behind the cladding and a means of draining anything that gets past the cladding back to the exterior. Siding sheds the bulk of the water; the barrier, the flashing and the drainage gap handle the rest.

What is a rainscreen, and do I need one?

It is an air gap between the cladding and the drainage plane, created by furring strips or a drainable mat. Building America recommends at least one-sixteenth inch behind lap siding, three-quarters of an inch between stucco and plastic housewraps, and notes codes typically require a minimum one inch gap behind masonry veneer, and it credits the gap with better drainage and more drying on the back of the cladding. In wet or humid regions it is worth asking for by name on any full re-side.

My house was built in 1962. What does the lead rule mean for a re-side?

It means the firm you hire must be certified. EPA's Renovation, Repair and Painting Rule requires that anyone paid to perform work disturbing painted surfaces in a home built before 1978 be a certified firm with trained workers, including sole proprietors. EPA runs the program in most of the country and fifteen jurisdictions run their own authorized programs. A whole-house re-side is far past the twenty square foot exterior threshold EPA treats as minor repair and maintenance, so ask for the certification and expect containment and careful cleanup.

Which siding stands up best to hail?

The Building America comparison of cladding materials rates brick and masonry over structural sheathing highest for impact, wood in the middle, fiber cement medium but rigid and prone to cracking, and vinyl and stucco lowest, noting that vinyl tends to crack and fracture when struck and that stucco cracks once its strength is exceeded. In a hail market that trade-off is worth weighing against fire performance and cost, and worth raising with your insurer before you choose.

Can new siding go over the old?

Sometimes it is physically possible, and it hides the thing you most need to see. Leaving the old cladding in place means nobody inspects the sheathing, nobody corrects the window flashing and nobody establishes a working drainage plane, which is the whole point of the assembly. If there is any sign of water damage, soft sheathing or staining below windows, removing the old material is the honest approach, and it is also the only way to add exterior insulation.

Do I need a licensed siding contractor?

It depends on the state. California issues a siding and decking classification through its Contractors State License Board covering all types of exterior siding including wood, wood products, vinyl, aluminum and metal, while many states have no siding-specific license at all. Start with your state licensing agency, then ask your city or county building department who may pull the permit. Where no license exists, current general liability and workers' compensation coverage and local references carry the weight.

Sources

  1. DOE Building America Solution Center: drainage plane behind exterior wall cladding
  2. DOE Building America Solution Center: moisture-, impact-, fire- and pest-resistant exterior siding
  3. DOE Building America Solution Center: hurricanes and high winds overview
  4. EPA: Renovation, Repair and Painting Program
  5. EPA: the six and twenty square foot minor repair and maintenance thresholds
  6. CSLB: D-41 Siding and Decking classification (California)
  7. OSHA 29 CFR 1926.501: duty to have fall protection

Written by the LokalMatch editorial team. Last reviewed September 14, 2026. How we write and check our guides

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What affects the cost of siding

Prices depend on the details of your project. We only publish price ranges when they’re backed by real LokalMatch quote data or reliable sources. Until then, here’s what usually changes the price:

  • Size of the area and the height of the walls
  • Material chosen
  • Removal of the existing material
  • Repairs needed to what's underneath
  • Access, including ladders, scaffolding or lifts
  • Trim, corners and openings to work around

How to compare siding contractors before you hire

  • Choose a pro who works regularly with your material, whether that's siding, stucco, brick, eavestroughs or soffit and fascia.
  • Ask them to explain what's causing the problem, not only how they'll cover it up.
  • Get a written quote that separates removal, repairs to what's underneath and the new finish.
  • For chimney and masonry work, look for someone with specific masonry experience rather than a general handyman.
  • Check that they carry liability insurance, especially for work on ladders or scaffolding.

Questions to ask siding contractors before you hire

  • What do you think is causing the damage, and will your work fix the cause?
  • Will you check the sheathing or wall underneath once the old material is off?
  • How will you handle water management, such as flashing, caulking and drainage?
  • Does this work need a permit from my municipality, and who will get it?
  • Can you show me proof of liability insurance?
  • What warranty do you offer on your workmanship?

When to call a pro for siding

  • Gutters that overflow, pull away from the house or drain next to the foundation
  • Loose, cracked or bulging siding, stucco or brick
  • Crumbling mortar or loose bricks on a chimney

Siding permits and local rules

Some siding work needs a permit or has to meet local bylaws. Rules vary by municipality, so ask your pro whether a permit is needed and who will apply for it — and check with your city or town if you’re unsure.

Permits and licensing

Seasonal maintenance

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