Skip to content
LokalMatch

Asphalt Shingle Roofing

Asphalt Shingle Roofing near you

Asphalt shingles are the default covering on American houses, and the most useful thing a homeowner can learn before buying one is that shingle lines from the same manufacturer are not equivalent. Wind performance is reported through two ASTM test methods, D3161 and D7158, each with its own lettered classes, and hail performance through the UL 2218 impact classes. Those letters live on the product data sheet rather than in the brochure, and they are what a roofer should be naming when the roof is going onto a storm-exposed house.

Tell us about your shingle roofing project and we’ll help you find local roofers who serve your area.

Free for homeowners · No obligation to hire

On this page

Which letters matter is decided by the map rather than by taste. Along the Gulf and South Atlantic coasts the governing question is uplift, and the fastening of the deck underneath matters as much as the shingle on top. Through the hail corridor it is impact resistance. Across the northern tier it is ice at the eaves and what the attic below is doing to feed it. Who may install the roof is a separate question again, answered state by state: Arizona issues a residential roofing classification with a defined scope, Washington registers contractors and publishes a verification tool, and some states leave the trade to the local permit and the contractor's insurance.

Because so many shingle roofs in storm states are paid for through an insurance claim, several legislatures have written rules about how a roofer may behave around one. Missouri and Nebraska both prohibit a contractor from promising to rebate any part of an insurance deductible, and Missouri goes further, giving the homeowner a cancellation right and barring the contractor from negotiating the claim at all.

Shingle wind classes, impact classes and the parts of the assembly you never see

Start with the letters. In its guidance for hurricane and high-wind regions, the Department of Energy's Building America Solution Center puts three requirements side by side: a shingle carrying ASTM D3161 Class F or ASTM 7158 Class G or H, a minimum of four nails in every shingle, and, where hail is a regular event, an impact-rated product meeting UL 2218 Class 4. On an exposed house that combination is a floor rather than a premium package, and all three parts have to be present for any one of them to mean much.

IBHS, the insurance industry's research organization, sets a higher bar in its FORTIFIED Roof program. Asphalt shingles there must meet the highest wind ratings, ASTM D3161 Class F or ASTM D7158 Class H. A roof pursuing the optional Hail Supplement must additionally use shingles rated Good or Excellent on the IBHS Hail Impact-Resistant Shingle Ratings, which IBHS says outperform typical Class 4 shingles when tested against realistic hailstones and give better protection against hail up to two inches in diameter.

  • The shingle itself: three-tab is flat and light, architectural or laminated shingles are thicker and carry the wind and impact ratings that matter in storm markets.
  • The nailing pattern: the manufacturer publishes a nailing zone and a nail count, and fasteners placed outside it are the single most common installation defect on a new roof.
  • Starter course at the eaves and rakes, which is what the first row of shingles bonds to and what wind attacks first.
  • Underlayment across the field, synthetic or felt, plus the self-adhering membrane that local code calls for at eaves and valleys in ice-prone areas.
  • Valley treatment, open metal or closed-cut, which decides how a large volume of water crosses the roof.
  • Hip and ridge pieces, which are a separate product with their own rating and are not simply field shingles cut up.
  • Ridge and soffit ventilation, balanced so the attic actually exchanges air rather than pulling from one opening.

ASTM D3161 against ASTM D7158, and why a Class 4 shingle is not a hail-proof shingle

The two wind standards are different test methods, each with its own class letters, which is why a data sheet may quote one, the other, or both. What matters to a homeowner is that the letter is stated for the exact product line being installed and that it is at least what Building America calls for in a high-wind region. A salesperson who answers a question about wind class with the phrase lifetime shingle has not answered it.

Impact class works differently again. UL 2218 Class 4 is the impact rating Building America points to for hail-prone areas, and it is a laboratory result from a controlled impact, not a promise about your next storm. IBHS is explicit that its own Good and Excellent shingle ratings were developed because typical Class 4 shingles behaved differently when tested against realistic hailstones. A Class 4 shingle is a better shingle in hail country; it is not an insurance policy, and it does not stop granule loss or bruising.

One practical consequence: ask your own insurer, before you choose a line, whether an impact rating changes anything on your policy in your state. The answer varies by carrier and by state, and it is far more useful to you than a general claim that impact-rated shingles pay for themselves.

The deck under the shingles: sealing, ring-shank fastening and edge details

A tear-off is the only moment the sheathing is visible, and the upgrades that decide how the roof behaves in a storm all happen there. IBHS testing behind the FORTIFIED standard found that switching from common smooth nails to 8d ring-shank nails, and reducing the spacing between them, can double the uplift a roof deck will withstand. That is a change in fasteners and pattern, made while the deck is bare.

Sealing the deck is the second measure, and IBHS frames the stakes plainly: for every inch of rain that falls on an exposed roof deck, the equivalent of nine bathtubs of water can pour into the house, and sealing the seams of the deck can reduce that water intrusion by up to 95 percent. The FORTIFIED Roof requirements pair the sealed deck with a wider drip edge and a fully adhered starter strip, which together make a stronger edge system, and with attic vents that are rated to resist wind-driven rain instead of admitting it.

None of this is visible once the shingles are on, which is exactly why it belongs in the written scope before the dumpster arrives. Ask for the deck fastening, the sealing method and the edge metal to be described in the contract, and ask who inspects the deck before the covering goes down.

Roofing licenses by state, and what a roofing license actually permits

Arizona is a useful example of a state that defines the trade precisely. Its Registrar of Contractors issues separate residential and commercial licenses, plus dual licenses covering both, for each trade, and the roofing classification is R-42 for residential work, C-42 for commercial and CR-42 for both. The scope covers applying, repairing and installing weatherproofing materials and roof accessories such as flashing, valleys, gravel stops and sheet metal, in order to install and repair roof tile, shingles, shakes, slate, metal roofing systems, urethane foam, and roof insulation or coatings on or above the roof deck.

That same Arizona classification contains a detail worth borrowing as a question anywhere: it allows the licensee to replace up to 10 percent of the total roof substrate square footage where substrate problems are found after the initial contract has been executed. Bad decking is the classic mid-job surprise, so ask every bidder how much replacement is included, how the rest is measured and documented, and what happens when the number goes past it.

Other states organize the same trade differently, and Washington is the useful contrast. It registers construction contractors rather than examining the roofing trade, and gives homeowners a verification tool showing whether a registration is active, whether the contractor is bonded and insured, whether job site violations were corrected and what the license history contains. Eligible homeowners are pointed to a Homeowner Recovery Fund when a project goes wrong. The state's own advice, to collect at least three written bids and compare them carefully, travels well, and so does the habit of confirming any number on the issuing agency's own lookup instead of on a business card.

Deductible offers and claim negotiation: what Missouri and Nebraska prohibit

Missouri's statute on work and services for insured persons is one of the most detailed in the country, and it applies to contractors who repair or replace roof systems, a term the statute defines to include roof coverings, roof sheathing, roof weatherproofing and insulation. A contractor may not advertise or promise to pay or rebate all or any part of an insurance deductible as an inducement to a sale, and the statute spells out that a promise to pay or rebate includes granting an allowance, offering a discount against the fees, or paying any compensation, gift, prize, bonus, coupon, credit or referral fee.

The same Missouri section gives the homeowner two further protections. Where the work is to be paid under a property and casualty policy, the contractor must hand over a boldface notice and a detachable notice of cancellation form before the contract is signed, and the homeowner may cancel until midnight of the fifth business day after receiving written notice from the insurer that all or part of the claim is not covered. On cancellation the contractor has ten days to return payments and deposits, keeping only the reasonable value of emergency work the insured acknowledged in writing. Separately, the statute bars a contractor from representing or negotiating on the homeowner's behalf on any insurance claim connected with repairing or replacing a roof system, and a violation counts as an unfair practice under the state's merchandising practices act.

Nebraska reaches the first of those points in a single sentence: a residential contractor shall not promise to rebate any portion of an insurance deductible as an inducement to the sale of goods or services, and the prohibition expressly covers allowances, discounts against fees, and any form of compensation to the insured, except an item of nominal value. Insurance and contracting law is state law, so the details differ, but where two legislatures have written the same rule it is worth treating the offer as a signal wherever you live.

What your region does to a shingle roof, from southern sun to ice above the gutters

Roofs do not age evenly. The National Park Service, in its long-standing guidance on roofing, tells anyone appraising a roof to pay particular attention to the southern slope, because year-round exposure to direct sun may cause it to break down first. That is a useful instruction for a homeowner with binoculars: compare the elevation that faces the sun against the one that does not before concluding the whole roof is finished.

In the northern tier the damage arrives from the eaves rather than the field. The same guidance notes that the buildup of ice dams above the gutters can trap enough moisture to rot the sheathing or the structural members underneath, which is why ice at the edge is a structural concern and not simply a nuisance. The cure lives in the attic, in air sealing, insulation and clear intake and exhaust ventilation, with the self-adhering membrane at the eaves acting as the backstop.

In hail and high-wind markets the calendar drives the market as much as the weather. Crews are hardest to book and materials hardest to get in the weeks after a major storm, which is the worst possible time to be choosing between wind classes under pressure. If your roof is near the end of its life in a storm-exposed area, the wind and impact decisions are easier to make in a quiet season.

Looking after a shingle roof without getting on it

Federal workplace rules give a sense of how seriously professionals are required to treat a sloped roof. Under the construction fall protection standard, each employee on a steep roof with unprotected sides and edges six feet or more above a lower level must be protected by guardrail systems with toeboards, safety net systems or personal fall arrest systems. A homeowner on a ladder after a hailstorm has none of those, which is the practical argument for inspecting from the ground and hiring the climb.

LokalMatch is where the hiring part starts. You describe the shingle job once, including the age of the roof, what you can see from the ground and whether a storm was involved, and roofers covering your ZIP code get in touch with you directly. Those pros pay for the requests they receive. LokalMatch does not install roofs, does not set prices, and does not vet, rank or recommend any contractor, so verifying the license where your state issues one, reading the wind and impact ratings on the data sheet and comparing the written scopes remain yours to do.

  • Compare the sun-facing slope with a shaded one from the ground each spring, since they weather at different rates.
  • Look in the gutters for granules after a hailstorm, and photograph dented vent caps and gutter aprons while the damage is fresh.
  • Keep valleys and gutters clear so water crosses the roof instead of standing on it.
  • Get into the attic with a flashlight once the first real storm has passed after any work, and look at the underside of the sheathing rather than at the ceiling below it.
  • File the product data sheet showing the wind and impact classes with the permit, the invoice and the workmanship warranty.
  • Photograph the exposed deck during a tear-off, because that is the only record anyone will ever have of what is under your roof.

Asphalt Shingle Roofing: frequently asked questions

What is the difference between ASTM D3161 and ASTM D7158?

They are two separate wind test methods for asphalt shingles, each with its own lettered classes, which is why a data sheet may quote one, the other or both. For high-wind regions, Building America's threshold is Class F under D3161 or Class G or H under 7158, together with at least four nails in every shingle. Ask for the data sheet covering the exact line being quoted rather than the manufacturer's name, because two lines from the same company can carry different classes.

A contractor offered to take care of my deductible. Is that allowed?

In several states it is prohibited outright. Missouri's statute bars a contractor who repairs or replaces roof systems from advertising or promising to pay or rebate any part of an insurance deductible, and spells out that allowances, discounts against fees, gifts, coupons and referral fees all count. Nebraska's rule is the same, excepting only an item of nominal value. Even where no such statute exists, the money has to come from somewhere, and it usually comes out of the scope or the materials.

What happens if the crew finds rotten decking under my shingles?

It is the most common mid-job surprise, so settle it before the tear-off. Arizona's roofing classification is unusually specific about it, allowing a licensed roofer to replace up to 10 percent of the total roof substrate square footage for substrate problems discovered after the initial contract is executed. Wherever you live, ask each bidder how much replacement is included in the quoted number, how additional sheets are measured and photographed, and at what point the work has to be re-scoped rather than added on.

Should I climb up and check for hail damage myself?

No. Federal construction rules require employees on a steep roof with unprotected edges six feet or more above a lower level to be protected by guardrails with toeboards, safety nets or personal fall arrest systems, and a homeowner with a ladder has none of that. Hail bruising is also easy to miss and easy to create by walking on a damaged roof. Document what you can see from the ground, including dented gutter aprons and vent caps, and have a contractor and your insurer do the rest.

Do I need a licensed contractor to reshingle my house?

It depends on the state, and the answer is worth getting right. Arizona issues residential, commercial and dual roofing classifications whose defined scope covers shingles, tile, shakes, slate, metal systems, urethane foam and roof coatings. Washington takes the other approach, registering contractors and publishing a tool that shows whether a registration is active and whether the contractor is bonded and insured. Whichever model your state follows, there are two calls to make: one to the agency that issues the credential, and one to the office that will issue the permit.

Sources

  1. DOE Building America Solution Center: hurricanes and high winds overview
  2. IBHS: FORTIFIED Roof requirements
  3. Arizona Registrar of Contractors: license classifications, including R-42 and C-42 Roofing
  4. Washington State Department of Labor and Industries: hiring a contractor
  5. Virginia Department of Professional and Occupational Regulation: Board for Contractors
  6. Missouri Revised Statutes 407.725: work and services for insured persons
  7. Nebraska Revised Statute 44-8604: residential contractor, prohibited acts
  8. National Park Service Preservation Brief 4: roofing for historic buildings
  9. 29 CFR 1926.501: duty to have fall protection (govinfo)

Written by the LokalMatch editorial team. Last reviewed September 14, 2026. How we write and check our guides

Find roofers by city

California

Show 186 cities

Florida

Show 82 cities

Texas

Show 79 cities

What affects the cost of shingle roofing

Prices depend on the details of your project. We only publish price ranges when they’re backed by real LokalMatch quote data or reliable sources. Until then, here’s what usually changes the price:

  • Roof size and the number of layers to remove
  • Roofing material
  • Slope and how steep the roof is to work on
  • Access to the roof and the site
  • Condition of the decking underneath
  • Flashing, vents, skylights and chimneys to work around
  • Amount of repair work compared with a full replacement

How to compare roofers before you hire

  • Ask for a written quote that lists the materials, the scope of work and what happens if damaged decking is found once the old roof is off.
  • Look for a roofer who inspects the roof in person, including the attic if possible, before giving you a price.
  • Check that they carry liability insurance and workers' compensation coverage, since roof work is high-risk.
  • Compare quotes on the same scope: tear-off or overlay, underlayment, flashing, vents and cleanup.
  • Ask to see recent roofs they've done that are similar to yours in material and slope.

Questions to ask roofers before you hire

  • Will you remove the old roofing or install over it, and why?
  • How will you handle damaged decking or other surprises once the roof is open?
  • Who will pull the permit if one is needed?
  • Can you show me proof of liability insurance and workers' compensation coverage?
  • What warranty do you offer on your workmanship, and how long does it last?
  • How will you protect my yard, gutters and siding, and how will you clean up nails and debris?
  • Will your own crew do the work, or will you use subcontractors?

When to call a pro for shingle roofing

  • Water stains on ceilings or in the attic after rain or snowmelt
  • Missing, curled or cracked shingles, or granules collecting in the gutters
  • Sagging areas on the roof, which should be looked at by a professional right away
  • Ice dams that keep forming along the edge of the roof

Shingle roofing permits and local rules

Some shingle roofing work needs a permit or has to meet local bylaws. Rules vary by municipality, so ask your pro whether a permit is needed and who will apply for it — and check with your city or town if you’re unsure.

Permits and licensing

Seasonal maintenance

This job is part of our home maintenance checklists for:

Free project calculators

Ready to get shingle roofing quotes?

Tell us about your shingle roofing project.

Do you offer shingle roofing services?

Join LokalMatch to get matched with homeowners in the areas you serve.