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A pool cover is the most effective piece of equipment most pool owners never buy. EPA's WaterSense program estimates that, depending on climate, an uncovered 500-square-foot swimming pool could lose between 12,000 and 31,000 gallons of water per year to evaporation, with the figure higher still for heated pools, and calls pool covers the most effective method of reducing water losses from evaporation. Yet according to data collected as part of the 2016 Residential End Uses of Water study, only 15 percent of pool owners have and regularly use a pool cover.

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Covers also do safety work that the law recognizes. California lists a manually operated or power-operated safety pool cover meeting ASTM International F1346-23 as one of the seven drowning prevention safety features a new or remodeled pool can use to satisfy its requirement to have at least two. Florida's Residential Swimming Pool Safety Act accepts an approved safety pool cover complying with ASTM F1346-91 as a pool safety feature in its own right. New York goes further in one direction: a swimming pool with an automatic safety cover complying with ASTM F1346 is not required to have an approved pool alarm, and a spa equipped with an ASTM F1346-compliant safety cover is exempt from the permanent barrier requirement. None of that applies to a tarpaulin, a solar blanket or a debris net, which is the distinction this page is really about.

Solid, mesh, solar and liquid pool covers, and what each is for

EPA's guidance separates covers by what they are effective at, which is a more useful sorting than by what they are made of. The headline numbers for reducing evaporation while in use are: solid, mesh and hybrid covers up to 95 percent; solar covers, meaning bubble covers, solar rings and thermal blankets, between 50 and 95 percent depending on shape and coverage; and liquid evaporation suppressants around 15 percent. Only the first group can serve as a safety cover.

  • Solid covers, which block debris and precipitation entirely but collect water on top that may need a pump to remove.
  • Mesh covers, lighter to handle and letting precipitation through so nothing pools on top, at the cost of allowing more evaporation than a solid cover.
  • Hybrid covers, which mix the two behaviors to trade weight against evaporation performance.
  • Solar covers, designed to use the sun's energy to heat the pool, which EPA is explicit cannot serve as safety covers.
  • Liquid evaporation suppressant, a non-toxic chemical applied to the pool surface on a regular basis, with the smallest effect of the group and no safety function at all.
  • Winter covers, which EPA describes as a subset used over an extended period during the offseason to protect the pool from damage and debris, often more secure and typically doubling as safety covers, but not practical for daily evaporation control.
  • Automatic covers on a track at the pool's edge, which EPA notes can be deployed at the press of a button and take the heavy lifting out of cover use.

ASTM F1346 and why a safety cover is a legal category

The standard that turns a cover into a safety cover is ASTM F1346, the Standard Performance Specification for Safety Covers and Labeling Requirements for All Covers for Swimming Pools, Spas and Hot Tubs. EPA describes its test methodology as including tests for load bearing and surface water drainage, and as ensuring no openings are present between the cover and the pool. Those three things are precisely what separates a cover a child can be pulled out from under from one that holds weight and drains.

That standard is what several states build their law on. California's statute names ASTM International F1346-23 for a manually operated or power-operated safety pool cover, and treats it as one of seven features of which a new or remodeled pool must have at least two. Florida's chapter 515 accepts an approved safety pool cover complying with ASTM F1346-91 among its list of pool safety features, alongside a barrier at least four feet high on the outside, exit alarms on doors and windows with a minimum sound pressure rating of 85 decibels at 10 feet, self-closing self-latching doors with a release mechanism no lower than 54 inches above the floor, and a pool alarm certified to ASTM F2208.

New York uses the standard as an exemption rather than an option: a pool installed, constructed or substantially modified after December 14, 2006 must have an approved pool alarm unless it has an automatic safety cover complying with ASTM F1346, and spas with an ASTM F1346-compliant safety cover are exempt from the permanent barrier requirement. EPA also notes generally that many states and local jurisdictions have established safety requirements for residential pools and in some cases require a safety cover if fencing and locked gates are not installed. Buy a certified cover and keep the documentation, because in these states the paperwork is the compliance.

When a pool cover is a hazard rather than a protection

  • A solar blanket or floating cover is not a safety cover, and a child who slides under one is under the water and out of sight.
  • A solid cover with rainwater standing on top is a drowning hazard in its own right, which is why surface water drainage is part of the ASTM test.
  • A safety cover with a torn panel, a broken anchor or a sagging spring no longer meets the standard it was certified to and should be repaired before the season, not after.
  • An automatic cover left half open is worse than no cover, because it invites people onto an edge that is not supporting anything.
  • Where the cover is your legal safety feature, a season with it rolled up against the wall is a season out of compliance.
  • CPSC's Pool Safely guidance asks owners to keep pool and spa covers in working order as one of the layers of protection alongside barriers, alarms and supervision, rather than as a substitute for any of them.

Making a cover last, and actually using it

Covers fail for two reasons: they are put away wet, and they are left under standing water. Both are avoidable with a routine rather than a product. Pump or sweep water and debris off a solid cover before it is moved, let it dry before folding, and store it out of direct sunlight, which degrades cover material faster than use does.

Ease of use is not a luxury feature, it is the whole point. EPA makes the argument directly: pool covers are only effective when applied to the surface of the pool, so owners should consider ease of use when making a purchase so that any time the pool is not in use, the cover is. Where an automatic cover is not practical, EPA suggests a motor-driven reel or hand crank to help guide the cover over the surface. A cover that takes two adults 15 minutes to deploy will not be deployed.

Check the hardware as often as the fabric. Anchors work loose in concrete, springs lose tension, tracks on automatic covers collect grit, and the fixings around steps and diving boards are always the first to go. On a safety cover, that hardware is what the certification was testing.

Daily cover, winter cover, or both

Most pools end up needing two covers doing two jobs, and buying one to do both usually disappoints. A daily cover exists to stop evaporation and heat loss, so the criterion is how quickly and easily it goes on and comes off. A winter cover exists to keep the pool intact and closed through months of weather, so the criteria are anchoring, load and drainage. EPA describes winter covers as more secure and typically doubling as safety covers, but not practical to be used on a daily basis for evaporation reduction, which is the trade-off in one sentence.

In hot, dry regions the daily cover is the one that pays for itself, since evaporation is highest where the humidity is lowest and the wind is up. In cold-winter states the winter cover is the one that matters most, because it is doing five months of unsupervised work and because a cover that fails in February means an opening that costs several times what the cover did.

Wherever you are, EPA notes that any pool can be retrofitted with a cover, so if your pool does not have one, that is the most effective first step you can take to reduce evaporation. It also mentions that some utilities offer rebates for qualified covers and suggests checking with your local water utility, which is worth a phone call in drought-prone states.

Cover versus everything else you could spend the money on

Compared with any other pool purchase, a cover is unusual in that it saves on three bills at once. It reduces water loss, which EPA quantifies at up to 95 percent of evaporation for solid, mesh and hybrid covers; it reduces heating cost, which EPA puts at 50 to 70 percent for a heated pool; and it reduces chemical consumption and cleaning simply because less debris and less sunlight reach the water. EPA also lists providing a measure of safety to prevent animals and children from drowning among the benefits.

Against a new heater, a cover often produces more comfort per dollar spent, because it keeps the heat the existing heater already made. Against a new pump, it does not compete directly, but it reduces the load the pump and filter are handling. And unlike either, its performance depends entirely on human behavior, which is why the practical advice is to buy the cover you will actually put on rather than the one with the best specification.

What changes a pool cover quote, and how LokalMatch helps

The price depends on cover type, the pool's size and shape, whether the shape is a simple rectangle or has steps, a spa, a diving board or curves to be templated around, whether it is anchored into a concrete deck or into pavers or a lawn, whether you want a reel or a motorized system, and whether you need it certified as a safety cover for compliance. An automatic cover is a construction project with a track, a housing and often an electrical connection, which puts it in a different category from a cover you unroll.

You can use LokalMatch to describe your pool once, including the shape, the deck material and whether you need a certified safety cover, and cover suppliers and installers in your area will respond to you. They pay for the requests they receive, and homeowners use LokalMatch free. LokalMatch does not supply or install covers, does not quote prices and does not check, rank or recommend suppliers, so confirming the certification and the warranty is yours to do.

Pool Covers: frequently asked questions

How much water does a pool cover actually save?

EPA estimates that, depending on climate, an uncovered 500-square-foot pool could lose between 12,000 and 31,000 gallons of water a year to evaporation, and more if heated. Its figures for reducing evaporation while a cover is in use are up to 95 percent for solid, mesh and hybrid covers, 50 to 95 percent for solar covers depending on shape and coverage, and about 15 percent for liquid evaporation suppressants.

Is a solar cover a safety cover?

No. EPA's comparison of cover types marks solar covers, including bubble covers and solar rings, as unable to serve as safety covers, and describes them as designed to use the sun's energy to heat the pool. Only solid, mesh and hybrid covers are listed as capable of serving that role, and only if certified to ASTM F1346, whose tests cover load bearing, surface water drainage and the absence of openings between the cover and the pool.

Can a pool cover replace a fence?

Sometimes, in law, and only if it is the right kind of cover. Florida's Residential Swimming Pool Safety Act accepts an approved safety pool cover complying with ASTM F1346-91 as one of the pool safety feature options. California counts a safety pool cover meeting ASTM F1346-23 as one of seven features, of which a new or remodeled pool needs at least two. EPA also notes some jurisdictions require a safety cover if fencing and locked gates are not installed. Your local ordinance can be stricter than your state law.

Does a safety cover get me out of needing a pool alarm?

In New York it can. A swimming pool installed, constructed or substantially modified after December 14, 2006 must be equipped with an approved pool alarm unless it is equipped with an automatic safety cover complying with ASTM F1346, and spas with an ASTM F1346-compliant safety cover are exempt from the permanent barrier requirement. That is New York's rule; other states treat covers and alarms as alternatives on a list rather than as exemptions.

Why do so few pool owners use a cover?

Because most covers are awkward. EPA cites the 2016 Residential End Uses of Water study finding that only 15 percent of pool owners have and regularly use a pool cover, and makes the point that covers are only effective when applied, so ease of use should weigh in the purchase. Automatic covers deploy at the press of a button, and where those are impractical EPA suggests a motor-driven reel or hand crank to guide the cover over the surface.

Sources

  1. EPA WaterSense: Jump Into Pool Water Efficiency — cover types and effectiveness
  2. EPA WaterSense: Pool Water Efficiency
  3. California Health and Safety Code 115922: safety pool covers among the seven features
  4. Florida Statutes Chapter 515: Residential Swimming Pool Safety Act
  5. New York Department of State TB-1014: pool alarms and the ASTM F1346 cover exemption
  6. CPSC Pool Safely: safety tips

Written by the LokalMatch editorial team. Last reviewed September 21, 2026. How we write and check our guides

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What affects the cost of pool cover

Prices depend on the details of your project. We only publish price ranges when they’re backed by real LokalMatch quote data or reliable sources. Until then, here’s what usually changes the price:

  • Type and size of pool or hot tub
  • Excavation and site access
  • Pumps, filters, heaters and covers
  • Decking, fencing and landscaping around it
  • Electrical and gas connections
  • Condition of existing equipment for repairs

How to compare pool contractors before you hire

  • Choose a company that works on your type of pool or hot tub, whether it's in-ground, above-ground or a spa.
  • For a new pool, ask who handles the permit, the fencing requirements and the electrical and gas connections.
  • Make sure electrical and gas work for heaters, pumps and hot tubs is done by licensed trades.
  • Get a written quote that covers excavation, backfill, equipment, decking and site restoration.
  • For openings, closings and maintenance, ask exactly what each visit includes.

Questions to ask pool contractors before you hire

  • Who will get the permit, and what fencing or gate rules will I need to meet?
  • Who will do the electrical and gas hookups, and are they licensed?
  • What equipment do you recommend, and why?
  • What does the warranty cover for the pool shell or liner, the equipment and your installation?
  • How will you get equipment into my yard, and how will you restore the lawn afterwards?
  • What is included in an opening, closing or maintenance visit?

When to call a pro for pool cover

  • Water level dropping faster than usual, which may mean a leak
  • A pump, heater or hot tub that trips the breaker: keep people out of the water and call a qualified technician.
  • Cloudy or green water that doesn't clear with regular care

Pool cover permits and local rules

Some pool cover work needs a permit or has to meet local bylaws. Rules vary by municipality, so ask your pro whether a permit is needed and who will apply for it — and check with your city or town if you’re unsure.

Permits and licensing

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