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Three completely different things get called an electrical inspection in the United States, and homeowners routinely buy one when they needed another. The first is the jurisdiction's inspection, which exists because a permit exists: an official employed by the state or the city looks at permitted work against the code edition in force there and either releases it or writes corrections. The second is the electrical portion of a home inspection at a sale, which is a visual survey of readily accessible components by a generalist. The third is a diagnostic evaluation by a licensed electrician, who opens things, tests circuits and writes a scope of work.

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Only the third produces a repair plan. The first is tied to a job that has already been permitted and says nothing about the rest of the house. The second is deliberately limited by rule: Virginia, for example, requires a home inspection report to be a written evaluation of the readily accessible components of the building, and requires arc fault interrupters to be noted if installed but not tested where equipment is attached to them. Knowing which one you are buying is most of the value.

On LokalMatch you describe the house once: its age, what you already know about the wiring, whether you are buying, insuring, renovating or just uneasy, and your ZIP code. Electricians who cover that area receive the request and the interested ones contact you. Pros pay for the requests they take; the service costs homeowners nothing. LokalMatch does not inspect, does not set prices and does not vet, rank or recommend anyone, so confirming the state licence and reading the written report remain yours.

The three inspections, and which one answers your question

Ask any company which of these it is selling before you agree to anything, because the price, the paperwork and the usefulness are not comparable across the three.

  • The permit inspection: a state or municipal electrical inspector checks permitted work against the adopted code and issues an approval or a correction notice.
  • The home inspection at a sale: a licensed home inspector reports on readily accessible components across the whole house, electrical among them, without dismantling anything.
  • The electrician's evaluation: a licensed electrician opens enclosures, tests, and produces a written scope of repairs with priorities.
  • The insurer's questionnaire: not an inspection at all, but a set of questions about wiring type, panel and service age that an insurer will want answered before it quotes.
  • The utility's check: limited to its own equipment, the meter and the service connection, and not a review of anything past that point.
  • An infrared or thermal survey, sometimes sold as an add-on, which finds hot terminations under load but does not replace opening the panel.

What a home inspector is required to report about the wiring

Home inspection is licensed at state level and the scope is written into the rules, which is why two inspectors in the same state produce reports that cover the same ground. Virginia requires a licence to perform a home inspection at all, and adds a separate new residential structure speciality for inspections of new construction, including any course of construction inspection. Its regulations then define the report as a written evaluation of the readily accessible components of the building, covering heating, cooling, plumbing and electrical systems along with the structure and the envelope.

The electrical list is specific and worth reading before you hire, because it tells you exactly what you are entitled to see in the report. Virginia names the service drop, the service entrance conductors, cables and raceways, the service equipment and main disconnects, service grounding, the interior components of service panels and sub panels including feeders, conductors, overcurrent protection devices, installed lighting fixtures, switches and receptacles, ground fault circuit interrupters, the presence or absence of smoke alarms or carbon monoxide detectors, and the presence of solid conductor aluminum branch circuit wiring. Arc fault interrupters must be noted if installed, but are not tested where equipment is attached to them.

The limits are written down too, and they are the reason a clean home inspection is not a clean bill of health. Where a component cannot be inspected, the report must identify it and explain why. Systems that are turned off, winterized or otherwise secured so they do not respond to normal activation need not be put into operating condition, provided the report states the reason. Anything behind finished surfaces, inside walls or under stored belongings is outside the exercise entirely, which is precisely where old splices and damaged cable live.

The jurisdiction's inspection follows a permit, and it has a clock

A municipal or state electrical inspection is not something you can book because you are curious. It is triggered by permitted work, it is measured against the code edition your jurisdiction has adopted, and it ends in an approval or a list of corrections. Washington's Department of Labor and Industries states plainly that electrical work in the state requires a permit and inspection with a few exceptions, that the permit must be bought by the electrical contractor or by the property owner who will actually do the work, and that its inspectors work to the 2023 National Electrical Code.

The timing is regulated as tightly as the technical content. Washington's rules require inspection requests to be made no later than three working days after an entity completes its installation, or one working day after any part of the installation has been energized, whichever happens first. After-hours and weekend inspections have to be arranged with the local inspection supervisor at least three working days ahead and carry a portal-to-portal fee on top of the permit. Where an installation is found not to comply with approved standards, the correction must be made within fifteen calendar days of notification, with the notice posted electronically against the permit and, for permits not bought online, printed and left at the job site.

Two practical consequences follow. First, the signed inspection record is the durable artefact from this process, and it is what a buyer's inspector, an insurer and the next electrician will all want to see, so ask for it rather than assuming it will arrive. Second, an inspection release covers the permitted work and nothing else, so it is not evidence that the rest of the house is sound. Your own jurisdiction will have its own edition, amendments and timelines, and the local building or electrical office is the only authority on them.

What the national fire and shock numbers actually point at

It helps to know what the failures look like in aggregate, because it explains why inspectors spend their time where they do. CPSC's Residential Fire Loss Estimates for 2019 through 2021 attribute an estimated annual average of 17,100 residential fires to electrical distribution equipment, meaning installed wiring, lighting and similar, which is 4.9 percent of the estimated annual average of residential fires for that period. Those fires carry an annual average estimate of 150 deaths and 680 injuries.

The breakdown within that figure is the useful part. Over the same three years CPSC's annual averages were about 7,600 fires involving installed wiring, 2,300 involving receptacles and switches, 1,900 involving lighting, 1,600 involving cords and plugs, and 3,600 in an other category. Installed wiring and the devices terminated onto it therefore account for the large majority, which is why a competent evaluation spends its time at terminations, enclosures and the panel rather than counting fixtures.

Shock is a smaller and more specific problem. CPSC's report on electrocutions associated with consumer products estimates an average of 100 fatalities a year over 2018 through 2020, with males accounting for 89 percent of the total across those three years. That report is careful about its own scope: direct contact with installed wiring, with no other consumer product involved, is counted as out of scope, so it is a measure of product-related deaths rather than of everything electrical in a house. Read it as one signal among several, not as the whole picture.

Reasons to book an electrician's evaluation rather than wait

  • You are under contract on a house and the home inspection flagged the presence of solid conductor aluminum branch circuit wiring, which is a report item rather than a diagnosis.
  • An insurer has asked what the wiring type, service size and panel make are, and nobody in the household can answer from documents.
  • The house is about to have a heat pump, an induction range, a hot tub or vehicle charging added, and nobody has confirmed the service can carry it.
  • You inherited work with no permit record, and you want to know what was done before it becomes a disclosure problem at resale.
  • There are two-slot ungrounded receptacles in rooms where computers, medical equipment or a home office now live.
  • Something has already happened: a scorched device, a burning smell, a shock from an appliance or a breaker that will not stay closed.
  • A renovation is about to close up walls, which is the last cheap moment to fix anything hidden behind them.

What a thorough electrical evaluation should include

  • A conversation first: age of the house, known renovations, what has failed before, and what you intend to add in the next few years.
  • The service and the panel with the cover off, done by the electrician and not by you, recording make, model, rating, conductor material and terminations.
  • Grounding and bonding: the grounding electrode system, bonding of metal water and gas piping, and whether any subpanel has its neutrals and grounds improperly joined.
  • A circuit inventory: what is actually on each breaker, which is usually the first time anyone has written it down.
  • Device testing at a sample of receptacles and switches, including operation of every ground-fault and arc-fault device present.
  • Accessible cable runs in the attic, basement, crawlspace and garage, where the jacket markings that identify conductor material are readable.
  • A written report with findings ranked by urgency, separating what is dangerous now, what is non-compliant, and what is merely old.
  • A scope and a sequence, so the work can be done in stages if it needs to be, rather than as one undifferentiated number.

What changes an inspection quote, and how LokalMatch fits in

Evaluations vary in price mainly because they vary in depth. The things that move a US quote are the size and age of the house, how many panels and subpanels there are, whether crawlspaces and attics are accessible, whether device testing is sampled or comprehensive, whether thermal imaging under load is included, whether the report is a checklist or a prioritised written scope, and whether the electrician will be quoting the remedial work as well. Ask for a sample report before you book; it tells you more about what you are buying than any description of the visit will.

LokalMatch is where the search starts rather than a party to the work. You set out the property, the age of the wiring if you know it, what prompted the call and what you plan to add later, and licensed electricians covering your area receive that request; the ones who want the job contact you directly. Pros pay for the requests they receive and homeowners use the service free of charge. LokalMatch does not carry out inspections or electrical work, does not set or negotiate prices, and does not vet, rank or recommend any company, so verifying the state licence with the issuing board and getting the findings in writing stay with you.

Electrical Inspections: frequently asked questions

Is a home inspection enough to tell me the wiring is safe?

No, and the rules say so. Virginia defines a home inspection report as a written evaluation of the readily accessible components of the building, requires arc fault interrupters to be noted if installed but not tested where equipment is attached, and requires any component that could not be inspected to be identified with an explanation. Anything concealed in walls, or a system that was turned off or winterized, sits outside the exercise. Treat it as a screening pass and book an electrician when it flags something.

Can I ask the city to inspect my whole house?

Generally not. A jurisdiction's electrical inspection is attached to a permit for specific work. Washington states that electrical work requires a permit and inspection with a few exceptions, that the permit is purchased by the contractor doing the work or by an owner doing it personally, and that requests for inspection must be made within three working days of completing the installation or one working day after any part of it is energized. A general survey of an existing house is an electrician's job, not an inspector's.

How risky is old wiring, really?

CPSC's 2019 to 2021 Residential Fire Loss Estimates attribute an annual average of 17,100 residential fires to electrical distribution equipment, about 4.9 percent of residential fires, with an annual average of 150 deaths and 680 injuries. Within that, installed wiring averaged about 7,600 fires a year and receptacles and switches about 2,300. The risk is concentrated at connections and terminations, which is exactly what an evaluation is looking at.

The inspector wrote corrections. How long do I have?

That is set by the jurisdiction. Washington requires electrical installations found not to comply with approved standards to be corrected within fifteen calendar days of notification, with the notice posted electronically against the permit and printed at the job site where the permit was not bought online. Other states and cities set their own periods, so read the notice and ask the office that issued it rather than assuming a general rule applies.

Does the electrician need a state licence to inspect?

Licensing is a state matter and there is no national credential. Minnesota, for instance, licenses journeyworker and master electricians, requires a written exam for each, and requires master applicants to hold an electrical engineering degree, a year as a journeyworker, or five years of experience in planning for, laying out, supervising and installing wiring, apparatus or equipment for electric light, heat and power. Renewal there takes sixteen hours of approved continuing education, at least twelve of them on the National Electrical Code. Ask for the number and check it with the issuing board.

How often should an older house be looked at?

There is no national schedule, and the honest answer is that events matter more than intervals. Buying or selling, adding a large load, taking out an insurance policy, finishing a basement, or any warning sign at all are the moments that justify a visit. A house that has had no work done and shows no symptoms is a lower priority than one that has been added to repeatedly by different hands, which is the situation that produces most of what an electrician actually finds.

Sources

  1. Virginia Administrative Code 18VAC15-40-130: Home inspection report
  2. Virginia Administrative Code 18VAC15-40-20: Necessity for home inspector licensure
  3. Washington State Department of Labor & Industries: Electrical permits, fees and inspections
  4. WAC 296-46B-901: Electrical work permits, inspection requests and correction notices
  5. CPSC: 2019-2021 Residential Fire Loss Estimates
  6. CPSC: Annual Report of Electrocutions Associated with Consumer Products through 2020
  7. Minnesota Department of Labor and Industry: Electrical licensing basics

Written by the LokalMatch editorial team. Last reviewed September 21, 2026. How we write and check our guides

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What affects the cost of electrical inspection

Prices depend on the details of your project. We only publish price ranges when they’re backed by real LokalMatch quote data or reliable sources. Until then, here’s what usually changes the price:

  • Type and amount of work, from a single fixture to a full rewire
  • Condition and age of the existing wiring
  • Panel and service capacity
  • Distance from the panel to the new circuit
  • Access through finished walls and ceilings
  • Permits and inspections

How to compare electricians before you hire

  • Hire a licensed electrician or electrical contractor for any wiring, panel or new circuit work.
  • Ask whether the work needs a permit and inspection, and make sure the electrician arranges it.
  • Get a written quote that lists fixtures, materials, patching of walls and ceilings, and permit costs.
  • For panel upgrades and EV chargers, ask them to check whether your electrical service can handle the added load.
  • Choose someone who explains what they found in plain language before starting.

Questions to ask electricians before you hire

  • Are you licensed for electrical work in my area?
  • Will you get the permit and arrange the inspection?
  • Can my current panel and service handle this work?
  • Will you need to open walls or ceilings, and who patches them afterwards?
  • Is the price fixed, or could it change once you see the existing wiring?
  • What warranty do you offer on your work?

When to call a pro for electrical inspection

  • Burning smells, scorch marks or warm outlets and switches: turn off the circuit at the panel if it's safe to do so and call an electrician.
  • Breakers that trip again and again
  • Flickering or dimming lights that aren't fixed by changing the bulb
  • Any sparking, buzzing or exposed wiring

Electrical inspection permits and local rules

Some electrical inspection work needs a permit or has to meet local bylaws. Rules vary by municipality, so ask your pro whether a permit is needed and who will apply for it — and check with your city or town if you’re unsure.

Permits and licensing

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